Where Your Money Mindset Comes From — And How to Change It
The way you think about money didn't start with you. It started with your parents, your grandparents, the neighborhood you grew up in, the conversations that happened — and the ones that didn't.
Angelique Remy, a Certified Financial Education Instructor and financial strategist, spends her career helping people trace that lineage. In the Season 1 finale of BABA: Becoming a Better Ancestor, she tackles one of the most foundational questions in personal finance: where does your money mindset come from, and what do you do once you know?
Financial trauma is inherited — and so is financial resilience
Caribbean families have navigated economic systems that were designed to exclude them. That history shapes how money is talked about, saved, spent, and feared across generations. Angelique doesn't shy away from this. Understanding where a money mindset comes from isn't about blame — it's about breaking cycles that no longer serve you.
For students who grew up watching their families work incredibly hard for very little, the emotional relationship with money is complicated. There can be guilt around having more, fear around losing it, and deep uncertainty about whether financial stability is even possible for someone like you. Angelique gives those feelings a name — and a way through.
Financial education as a community act
What makes Angelique's approach stand out is that she doesn't frame personal finance as an individual sport. How you manage money affects your family, your community, your ability to give back and build generational wealth that actually reaches the next generation.
For Caribbean students who often send money home, who carry their families' financial hopes alongside their own, this framing resonates deeply. Financial literacy isn't just about you getting ahead. It's about building the floor that the people behind you get to stand on.
The right note to close a season on
BABA: Becoming a Better Ancestor started with mental health, moved through community care and learning strategy, and closes with money — because all of it is connected. The ancestors who came before us didn't always have language for their struggles or tools for their challenges. We do. Angelique's episode is a reminder that using those tools is itself an act of honoring where we came from.
Watch Episode 4 on YouTube:
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